Account & Balance
Balance visibility, transaction history and consolidated cash position.
- USD, EUR and GBP dashboard
- PDF, CSV and MT940 statements
- Transaction tagging
Ficron Bank gives international businesses a secure digital platform for multi-currency accounts, SWIFT payments and EUR payments through EU correspondent banks, FX conversion, term deposits and treasury reporting.
A premium digital-first corporate banking platform designed to help finance teams move from product discovery to onboarding, daily operations and treasury reporting.
Balance visibility, transaction history and consolidated cash position.
SWIFT and EUR payments via EU correspondent partners, bulk uploads and recurring payments.
Manage FX conversion, forwards and term deposits from a controlled treasury workflow.
Audit-ready reporting with downloadable records for finance and accounting teams.
From a sole-trader startup to a 50-person finance team, Ficron's online banking platform scales with your business and adapts to your workflow.
Consolidated view across USD, EUR and GBP wallets.
Templates for common beneficiaries and corridors.
Admin, Maker, Checker and Viewer roles with 2FA.
REST API and export formats for accounting workflows.
Ficron Bank's corporate banking proposition focuses on digital banking, international payments, FX and term deposits.
International payment coverage through SWIFT and EUR payment routes via EU correspondent banks, across corridors, currencies and time zones.
International wires with MT103 confirmation and tracking, where available.
EUR payments processed through EU correspondent partners, subject to partner terms and cut-off times.
CSV/XML batch uploads for payroll and supplier payments.
Templates, status tracking and dual authorisation.
Competitive spot FX, forward contracts and conversion between supported currencies, subject to availability and cut-off times.
Conversion between supported currencies within the account, subject to availability and cut-off times.
Lock today's rate for a future payment date.
Set target levels and receive rate notifications.
Monthly summary and downloadable conversion history.
A corporate treasurer can review an indicative rate, confirm conversion and download the exact rate, amount and timestamp from the transaction history.
| Product | Use case | Access |
|---|---|---|
| Spot FX | Account conversion | Subject to availability |
| Forward | Lock rate | Up to 12m |
| Rate Feed | Indicative rates | Online |
Indicative rates and availability are subject to account type, currency pair and internal approval.
Ficron term deposits give corporate clients a predictable fixed-rate return on idle cash with flexible tenors and multi-currency options.
For short-term liquidity management and cash optimisation.
Balanced returns for medium-term planning and working capital.
Fixed-rate return over a longer placement horizon.
The platform is designed with visible controls: two-factor authentication, role-based access, IP restrictions, audit logs and KYC approval.
Security standard for login and high-value transactions.
Admin, Maker, Checker and Viewer access models.
Optional controls for sensitive corporate workflows.
Full downloadable log for user actions and transactions.
REST API, CSV, PDF, MT103 and MT940 for accounting.
The onboarding path is designed to guide corporate clients from product interest to internal review, setup and platform access. Onboarding will open once the bank completes its operational launch phase.
Share company information, expected corridors and product needs.
Upload documents and complete corporate onboarding checks.
Add users, roles, 2FA and approval rules for your team.
Manage balances, payments, FX, deposits and reporting online after approval.
Ficron Bank is currently in its pre-launch operational phase. Submit your details to register interest and be notified when client onboarding opens. A Relationship Manager will be in touch to discuss accounts, payments, FX, deposits and integration requirements.